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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,549 | $109,872-19.4% | $98,483-10.1% | $167,536-47.1% |
| Participation rate | 81.8% | 75.8%+6.0pp | 73.3%+8.5pp | 82.1%-0.3pp |
| Annual return | 0.00% | 1959.31%-1959.3pp | 1494.38%-1494.4pp | 478.82%-478.8pp |
| Employer contribution / active EE | $1,528 | $3,225-52.6% | $2,961-48.4% | $4,839-68.4% |
| Participant deferral / active EE | $4,437 | $4,673-5.1% | $4,276+3.7% | $6,342-30.0% |
| Admin fee / account holder | $449 | $6,757-93.3% | $5,953-92.5% | $12,315-96.4% |