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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,147 | $176,120-53.9% | $159,487-49.1% | $167,553-51.6% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 16.40% | 331.95%-315.5pp | 263.71%-247.3pp | 478.89%-462.5pp |
| Employer contribution / active EE | $5,055 | $5,299-4.6% | $4,831+4.6% | $4,840+4.5% |
| Participant deferral / active EE | $10,775 | $7,752+39.0% | $7,354+46.5% | $6,343+69.9% |
| Admin fee / account holder | $21,487 | $12,561+71.1% | $10,804+98.9% | $12,316+74.5% |