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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,094 | $63,773-98.3% | $81,286-98.7% | $80,925-98.6% |
| Participation rate | 90.1% | 63.9%+26.2pp | 69.5%+20.6pp | 67.7%+22.5pp |
| Annual return | 140.35% | 16.37%+124.0pp | 24.80%+115.6pp | 35.65%+104.7pp |
| Employer contribution / active EE | $516 | $1,979-73.9% | $2,463-79.1% | $2,756-81.3% |
| Participant deferral / active EE | $1,110 | $3,093-64.1% | $3,883-71.4% | $4,299-74.2% |
| Admin fee / account holder | $65 | $5,682-98.9% | $5,764-98.9% | $6,940-99.1% |