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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,561 | $167,362-84.1% | $143,799-81.5% | $134,532-80.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -7.41% | 0.47%-7.9pp | -0.04%-7.4pp | 418.27%-425.7pp |
| Employer contribution / active EE | $5,969 | $5,620+6.2% | $4,952+20.5% | $4,741+25.9% |
| Participant deferral / active EE | $4,310 | $6,447-33.1% | $5,638-23.6% | $6,401-32.7% |
| Admin fee / account holder | $4,603 | $18,094-74.6% | $14,677-68.6% | $11,429-59.7% |