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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $772,376 | $99,668+674.9% | $86,451+793.4% | $134,545+474.1% |
| Participation rate | 100.0% | 82.1%+17.9pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -28.68% | 6789.61%-6818.3pp | 4398.51%-4427.2pp | 418.37%-447.1pp |
| Employer contribution / active EE | $17,072 | $4,403+287.7% | $3,770+352.9% | $4,742+260.1% |
| Participant deferral / active EE | $15,798 | $7,249+117.9% | $6,953+127.2% | $6,401+146.8% |
| Admin fee / account holder | $1,612 | $8,377-80.8% | $6,734-76.1% | $11,431-85.9% |