Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,723 | $91,019-76.1% | $392,568-94.5% | $72,975-70.2% |
| Participation rate | 66.7% | 74.4%-7.7pp | 78.1%-11.4pp | 69.5%-2.8pp |
| Annual return | 29.23% | 20.00%+9.2pp | 24.42%+4.8pp | 81.01%-51.8pp |
| Employer contribution / active EE | $1,647 | $2,751-40.1% | $3,783-56.5% | $2,440-32.5% |
| Participant deferral / active EE | $4,351 | $4,570-4.8% | $5,985-27.3% | $3,608+20.6% |
| Admin fee / account holder | $982 | $4,895-79.9% | $6,260-84.3% | $5,124-80.8% |