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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,372 | $45,082-79.2% | $69,464-86.5% | $72,975-87.2% |
| Participation rate | 35.7% | 68.5%-32.8pp | 74.6%-38.9pp | 69.5%-33.8pp |
| Annual return | 135.02% | 22.66%+112.4pp | 28.98%+106.0pp | 81.01%+54.0pp |
| Employer contribution / active EE | $837 | $2,055-59.3% | $2,779-69.9% | $2,440-65.7% |
| Participant deferral / active EE | $1,668 | $2,604-35.9% | $3,536-52.8% | $3,608-53.8% |
| Admin fee / account holder | $155 | $3,057-94.9% | $3,840-96.0% | $5,124-97.0% |