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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,299 | $111,535-85.4% | $105,223-84.5% | $137,256-88.1% |
| Participation rate | 88.2% | 78.1%+10.1pp | 75.0%+13.2pp | 80.0%+8.3pp |
| Annual return | 16.96% | 237.85%-220.9pp | 180.65%-163.7pp | 220.34%-203.4pp |
| Employer contribution / active EE | $1,537 | $3,939-61.0% | $3,689-58.3% | $4,156-63.0% |
| Participant deferral / active EE | $1,874 | $5,500-65.9% | $5,072-63.1% | $6,407-70.8% |
| Admin fee / account holder | $1,510 | $9,721-84.5% | $8,859-83.0% | $12,270-87.7% |