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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,686 | $72,071-13.0% | $68,368-8.3% | $137,256-54.3% |
| Participation rate | 31.6% | 76.2%-44.7pp | 73.8%-42.2pp | 80.0%-48.4pp |
| Annual return | 14.19% | 353.14%-339.0pp | 292.57%-278.4pp | 220.34%-206.2pp |
| Employer contribution / active EE | $904 | $2,788-67.6% | $2,649-65.9% | $4,156-78.3% |
| Participant deferral / active EE | $3,028 | $4,410-31.3% | $4,123-26.5% | $6,407-52.7% |
| Admin fee / account holder | $7,892 | $5,336+47.9% | $5,150+53.2% | $12,270-35.7% |