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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,686 | $102,595-38.9% | $94,057-33.4% | $154,746-59.5% |
| Participation rate | 31.6% | 76.0%-44.4pp | 73.3%-41.8pp | 80.7%-49.1pp |
| Annual return | 14.19% | 583.42%-569.2pp | 480.62%-466.4pp | 172.34%-158.2pp |
| Employer contribution / active EE | $904 | $3,147-71.3% | $2,933-69.2% | $4,379-79.4% |
| Participant deferral / active EE | $3,028 | $5,118-40.8% | $4,709-35.7% | $6,730-55.0% |
| Admin fee / account holder | $7,892 | $7,736+2.0% | $7,244+8.9% | $14,365-45.1% |