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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,445 | $88,815-41.0% | $81,882-36.0% | $145,897-64.1% |
| Participation rate | 33.3% | 75.1%-41.7pp | 72.4%-39.1pp | 80.3%-47.0pp |
| Annual return | 10.95% | 1033.75%-1022.8pp | 779.47%-768.5pp | 552.29%-541.3pp |
| Employer contribution / active EE | $1,009 | $3,086-67.3% | $2,916-65.4% | $4,663-78.4% |
| Participant deferral / active EE | $3,298 | $4,647-29.0% | $4,323-23.7% | $6,689-50.7% |
| Admin fee / account holder | $3,445 | $8,434-59.2% | $7,360-53.2% | $13,390-74.3% |