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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,631 | $162,821-75.7% | $133,978-70.4% | $158,982-75.1% |
| Participation rate | 61.1% | 83.2%-22.1pp | 79.8%-18.7pp | 82.0%-20.9pp |
| Annual return | 21.03% | 41.95%-20.9pp | 45.10%-24.1pp | 302.99%-282.0pp |
| Employer contribution / active EE | $1,406 | $4,976-71.7% | $3,919-64.1% | $4,763-70.5% |
| Participant deferral / active EE | $5,056 | $5,910-14.5% | $5,047+0.2% | $5,983-15.5% |
| Admin fee / account holder | $5,098 | $11,742-56.6% | $8,930-42.9% | $11,252-54.7% |