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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,009 | $71,197-62.1% | $93,669-71.2% | $80,925-66.6% |
| Participation rate | 68.0% | 60.4%+7.6pp | 68.7%-0.7pp | 67.7%+0.3pp |
| Annual return | 15.29% | 11.27%+4.0pp | 133.59%-118.3pp | 35.65%-20.4pp |
| Employer contribution / active EE | $3,329 | $1,565+112.7% | $2,424+37.3% | $2,756+20.8% |
| Participant deferral / active EE | $3,877 | $4,036-3.9% | $4,416-12.2% | $4,299-9.8% |
| Admin fee / account holder | $800 | $6,959-88.5% | $8,291-90.4% | $6,940-88.5% |