Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,817 | $107,809-30.6% | $90,657-17.5% | $135,380-44.7% |
| Participation rate | 50.0% | 78.0%-28.0pp | 74.0%-24.0pp | 82.6%-32.6pp |
| Annual return | -17.54% | -0.90%-16.6pp | 1.89%-19.4pp | 519.81%-537.3pp |
| Employer contribution / active EE | $3,853 | $3,018+27.7% | $2,532+52.2% | $4,779-19.4% |
| Participant deferral / active EE | $10,802 | $3,872+179.0% | $3,424+215.4% | $5,609+92.6% |
| Admin fee / account holder | $3,374 | $5,931-43.1% | $4,994-32.4% | $10,828-68.8% |