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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,719 | $111,785-81.5% | $93,669-77.9% | $145,877-85.8% |
| Participation rate | 58.3% | 74.2%-15.9pp | 68.7%-10.4pp | 80.3%-22.0pp |
| Annual return | 13.35% | 203.79%-190.4pp | 133.59%-120.2pp | 551.28%-537.9pp |
| Employer contribution / active EE | $1,982 | $3,096-36.0% | $2,424-18.2% | $4,663-57.5% |
| Participant deferral / active EE | $3,180 | $4,919-35.3% | $4,416-28.0% | $6,691-52.5% |
| Admin fee / account holder | $302 | $10,256-97.1% | $8,291-96.4% | $13,402-97.7% |