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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,370 | $185,141+70.9% | $153,416+106.2% | $155,188+103.9% |
| Participation rate | 100.0% | 79.9%+20.1pp | 74.3%+25.7pp | 80.8%+19.2pp |
| Annual return | 17.97% | 18.72%-0.8pp | 17.84%+0.1pp | 148.84%-130.9pp |
| Employer contribution / active EE | $26,081 | $4,489+480.9% | $3,764+592.9% | $4,248+514.0% |
| Participant deferral / active EE | $15,716 | $5,477+187.0% | $4,723+232.7% | $6,531+140.6% |
| Admin fee / account holder | $3,104 | $16,005-80.6% | $13,095-76.3% | $14,480-78.6% |