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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,932 | $167,533-41.5% | $151,645-35.4% | $134,545-27.2% |
| Participation rate | 75.0% | 88.4%-13.4pp | 87.5%-12.5pp | 81.2%-6.2pp |
| Annual return | -15.88% | 7.81%-23.7pp | 3.34%-19.2pp | 418.37%-434.2pp |
| Employer contribution / active EE | $5,320 | $6,828-22.1% | $6,165-13.7% | $4,742+12.2% |
| Participant deferral / active EE | $8,700 | $8,985-3.2% | $8,363+4.0% | $6,401+35.9% |
| Admin fee / account holder | $20,834 | $13,781+51.2% | $11,614+79.4% | $11,431+82.3% |