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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,873 | $160,040-77.0% | $147,096-74.9% | $145,877-74.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.48% | 98.49%-90.0pp | 419.75%-411.3pp | 551.28%-542.8pp |
| Employer contribution / active EE | $2,023 | $5,289-61.7% | $4,936-59.0% | $4,663-56.6% |
| Participant deferral / active EE | $342 | $8,429-95.9% | $8,071-95.8% | $6,691-94.9% |
| Admin fee / account holder | $328 | $15,050-97.8% | $13,005-97.5% | $13,402-97.6% |