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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,547 | $92,766-90.8% | $82,763-89.7% | $134,545-93.6% |
| Participation rate | 42.9% | 75.2%-32.3pp | 72.6%-29.7pp | 81.2%-38.4pp |
| Annual return | -20.48% | 946.97%-967.5pp | 702.45%-722.9pp | 418.37%-438.9pp |
| Employer contribution / active EE | $1,532 | $3,273-53.2% | $3,008-49.1% | $4,742-67.7% |
| Participant deferral / active EE | $2,842 | $4,802-40.8% | $4,395-35.3% | $6,401-55.6% |
| Admin fee / account holder | $2,493 | $5,978-58.3% | $5,325-53.2% | $11,431-78.2% |