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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,602 | $165,381+29.2% | $149,730+42.7% | $158,966+34.4% |
| Participation rate | 88.2% | 84.6%+3.7pp | 82.5%+5.8pp | 82.0%+6.3pp |
| Annual return | 10.78% | 348.29%-337.5pp | 276.70%-265.9pp | 302.95%-292.2pp |
| Employer contribution / active EE | $2,044 | $5,104-60.0% | $4,645-56.0% | $4,762-57.1% |
| Participant deferral / active EE | $5,508 | $7,182-23.3% | $6,843-19.5% | $5,983-7.9% |
| Admin fee / account holder | $9,767 | $10,809-9.6% | $9,310+4.9% | $11,250-13.2% |