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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,633 | $160,070+44.7% | $147,117+57.4% | $145,897+58.8% |
| Participation rate | 91.7% | 84.0%+7.6pp | 82.2%+9.5pp | 80.3%+11.4pp |
| Annual return | 12.06% | 98.69%-86.6pp | 420.54%-408.5pp | 552.29%-540.2pp |
| Employer contribution / active EE | $2,374 | $5,285-55.1% | $4,932-51.9% | $4,663-49.1% |
| Participant deferral / active EE | $8,508 | $8,419+1.1% | $8,065+5.5% | $6,689+27.2% |
| Admin fee / account holder | $22,276 | $15,035+48.2% | $12,993+71.4% | $13,390+66.4% |