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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,633 | $159,934+44.8% | $147,005+57.6% | $145,959+58.7% |
| Participation rate | 91.7% | 84.0%+7.7pp | 82.2%+9.5pp | 80.3%+11.4pp |
| Annual return | 12.06% | 98.24%-86.2pp | 418.76%-406.7pp | 561.95%-549.9pp |
| Employer contribution / active EE | $2,374 | $5,287-55.1% | $4,934-51.9% | $4,661-49.1% |
| Participant deferral / active EE | $8,508 | $8,427+1.0% | $8,070+5.4% | $6,689+27.2% |
| Admin fee / account holder | $22,276 | $15,053+48.0% | $13,006+71.3% | $13,398+66.3% |