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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,214 | $160,040-88.0% | $147,096-86.9% | $145,877-86.8% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 18.99% | 98.49%-79.5pp | 419.75%-400.8pp | 551.28%-532.3pp |
| Employer contribution / active EE | $2,377 | $5,289-55.1% | $4,936-51.8% | $4,663-49.0% |
| Participant deferral / active EE | $6,584 | $8,429-21.9% | $8,071-18.4% | $6,691-1.6% |
| Admin fee / account holder | $713 | $15,050-95.3% | $13,005-94.5% | $13,402-94.7% |