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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,262 | $165,399+76.1% | $149,745+94.5% | $158,982+83.2% |
| Participation rate | 83.3% | 84.6%-1.2pp | 82.5%+0.9pp | 82.0%+1.4pp |
| Annual return | 4.23% | 348.34%-344.1pp | 276.72%-272.5pp | 302.99%-298.8pp |
| Employer contribution / active EE | $0 | $5,105-100.0% | $4,646-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $11,268 | $7,183+56.9% | $6,843+64.7% | $5,983+88.3% |
| Admin fee / account holder | $45,346 | $10,811+319.4% | $9,312+387.0% | $11,252+303.0% |