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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-3689044 | Recordkeeping | $97,032 |
EQUITABLE ADVISORS LLC1 year Filed as: EQUITABLE NETWORK LLC Service code 22 · EIN 06-1555494 | Insurance Broker | $36,614 |
Filed as: TEAL, BECKER AND CHIARAMONTE CPAS Service code 10 · EIN 14-1624930 | Accounting | $10,500 |
Filed as: TRANSAMERICA FINANCIAL LIFE INS. CO Service code 15 · EIN 36-6071399 | Recordkeeping | $3,210 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,542 | $106,236-41.1% | $112,263-44.3% | $64,824-3.5% |
| Participation rate | 67.0% | 71.7%-4.6pp | 75.1%-8.0pp | 71.5%-4.4pp |
| Annual return | -15.03% | -6.02%-9.0pp | 27.49%-42.5pp | 32.84%-47.9pp |
| Employer contribution / active EE | $4,665 | $3,167+47.3% | $3,636+28.3% | $2,507+86.1% |
| Participant deferral / active EE | $4,760 | $3,786+25.7% | $4,729+0.6% | $4,311+10.4% |
| Admin fee / account holder | $261 | $452-42.2% | $6,410-95.9% | $188+39.0% |