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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,605 | $110,303-69.5% | $95,759-64.9% | $139,487-75.9% |
| Participation rate | 69.2% | 75.7%-6.5pp | 72.3%-3.0pp | 80.3%-11.1pp |
| Annual return | 23.61% | 27.19%-3.6pp | 28.42%-4.8pp | 373.84%-350.2pp |
| Employer contribution / active EE | $1,857 | $3,261-43.0% | $2,836-34.5% | $4,755-60.9% |
| Participant deferral / active EE | $4,400 | $4,674-5.9% | $4,244+3.7% | $6,713-34.5% |
| Admin fee / account holder | $271 | $6,615-95.9% | $5,678-95.2% | $11,407-97.6% |