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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,743 | $157,304-88.1% | $141,197-86.7% | $152,909-87.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 14.78% | 64.34%-49.6pp | 71.41%-56.6pp | 345.46%-330.7pp |
| Employer contribution / active EE | $1,674 | $5,263-68.2% | $4,736-64.7% | $4,764-64.9% |
| Participant deferral / active EE | $4,464 | $7,111-37.2% | $6,710-33.5% | $5,851-23.7% |
| Admin fee / account holder | $4,159 | $12,126-65.7% | $10,265-59.5% | $11,601-64.2% |