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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,960 | $167,353-53.4% | $143,797-45.8% | $134,545-42.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -16.75% | 0.48%-17.2pp | -0.04%-16.7pp | 418.37%-435.1pp |
| Employer contribution / active EE | $6,007 | $5,620+6.9% | $4,952+21.3% | $4,742+26.7% |
| Participant deferral / active EE | $5,182 | $6,447-19.6% | $5,638-8.1% | $6,401-19.0% |
| Admin fee / account holder | $1,564 | $18,096-91.4% | $14,679-89.3% | $11,431-86.3% |