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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,812 | $157,296-60.1% | $141,191-55.5% | $152,897-58.9% |
| Participation rate | 62.5% | 84.8%-22.3pp | 82.5%-20.0pp | 82.5%-20.0pp |
| Annual return | 22.19% | 64.34%-42.2pp | 71.41%-49.2pp | 345.43%-323.2pp |
| Employer contribution / active EE | $1,540 | $5,262-70.7% | $4,736-67.5% | $4,764-67.7% |
| Participant deferral / active EE | $8,210 | $7,111+15.5% | $6,710+22.3% | $5,851+40.3% |
| Admin fee / account holder | $32 | $12,125-99.7% | $10,264-99.7% | $11,599-99.7% |