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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,273 | $114,093-95.4% | $96,171-94.5% | $167,536-96.9% |
| Participation rate | 83.3% | 75.1%+8.3pp | 68.4%+14.9pp | 82.1%+1.2pp |
| Annual return | 8.55% | 190.00%-181.4pp | 192.04%-183.5pp | 478.82%-470.3pp |
| Employer contribution / active EE | $0 | $3,429-100.0% | $2,799-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $2,182 | $5,197-58.0% | $4,350-49.8% | $6,342-65.6% |
| Admin fee / account holder | $6,561 | $6,899-4.9% | $5,538+18.5% | $12,315-46.7% |