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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $998,454 | $73,546+1257.6% | $63,018+1484.4% | $147,586+576.5% |
| Participation rate | 66.7% | 77.9%-11.2pp | 74.8%-8.1pp | 82.8%-16.2pp |
| Annual return | 0.00% | 175.56%-175.6pp | 87.62%-87.6pp | 578.59%-578.6pp |
| Employer contribution / active EE | $3,032 | $3,324-8.8% | $2,761+9.8% | $4,876-37.8% |
| Participant deferral / active EE | $5,712 | $4,185+36.5% | $3,330+71.5% | $5,439+5.0% |
| Admin fee / account holder | $402,537 | $5,956+6658.8% | $3,601+11079.4% | $10,886+3597.8% |