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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,487 | $228,395-65.6% | $185,861-57.8% | $158,982-50.6% |
| Participation rate | 17.4% | 82.3%-64.9pp | 78.0%-60.7pp | 82.0%-64.6pp |
| Annual return | 21.48% | 40.82%-19.3pp | 35.96%-14.5pp | 302.99%-281.5pp |
| Employer contribution / active EE | $0 | $4,968-100.0% | $4,088-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $1,738 | $6,417-72.9% | $5,634-69.2% | $5,983-71.0% |
| Admin fee / account holder | $31 | $11,869-99.7% | $9,503-99.7% | $11,252-99.7% |