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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,241 | $176,120-68.6% | $159,487-65.4% | $167,553-67.0% |
| Participation rate | 50.0% | 85.0%-35.0pp | 82.8%-32.8pp | 82.1%-32.1pp |
| Annual return | 0.33% | 331.95%-331.6pp | 263.71%-263.4pp | 478.89%-478.6pp |
| Employer contribution / active EE | $6,646 | $5,299+25.4% | $4,831+37.6% | $4,840+37.3% |
| Participant deferral / active EE | $9,750 | $7,752+25.8% | $7,354+32.6% | $6,343+53.7% |
| Admin fee / account holder | $50 | $12,561-99.6% | $10,804-99.5% | $12,316-99.6% |