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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,998 | $198,462-77.8% | $170,439-74.2% | $147,585-70.2% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 7.84% | 257.30%-249.5pp | 205.94%-198.1pp | 578.58%-570.7pp |
| Employer contribution / active EE | $35,000 | $6,184+466.0% | $5,433+544.2% | $4,876+617.7% |
| Participant deferral / active EE | $16,500 | $5,629+193.1% | $4,939+234.0% | $5,439+203.4% |
| Admin fee / account holder | $447 | $16,852-97.4% | $13,881-96.8% | $10,886-95.9% |