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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,510 | $92,766-88.7% | $82,763-87.3% | $134,545-92.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -23.51% | 946.97%-970.5pp | 702.45%-726.0pp | 418.37%-441.9pp |
| Employer contribution / active EE | $2,596 | $3,273-20.7% | $3,008-13.7% | $4,742-45.3% |
| Participant deferral / active EE | $7,572 | $4,802+57.7% | $4,395+72.3% | $6,401+18.3% |
| Admin fee / account holder | $350 | $5,978-94.2% | $5,325-93.4% | $11,431-96.9% |