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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,426 | $111,535-10.0% | $105,223-4.6% | $137,256-26.8% |
| Participation rate | 75.0% | 78.1%-3.1pp | 75.0%0pp | 80.0%-5.0pp |
| Annual return | 16.12% | 237.85%-221.7pp | 180.65%-164.5pp | 220.34%-204.2pp |
| Employer contribution / active EE | $3,365 | $3,939-14.6% | $3,689-8.8% | $4,156-19.0% |
| Participant deferral / active EE | $3,885 | $5,500-29.4% | $5,072-23.4% | $6,407-39.4% |
| Admin fee / account holder | $764 | $9,721-92.1% | $8,859-91.4% | $12,270-93.8% |