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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,157 | $209,425-27.8% | $178,499-15.3% | $158,966-4.9% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 46.72% | 188.80%-142.1pp | 151.10%-104.4pp | 302.95%-256.2pp |
| Employer contribution / active EE | $12,325 | $5,707+115.9% | $5,011+145.9% | $4,762+158.8% |
| Participant deferral / active EE | $4,230 | $5,955-29.0% | $5,202-18.7% | $5,983-29.3% |
| Admin fee / account holder | $8,452 | $17,078-50.5% | $13,986-39.6% | $11,250-24.9% |