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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,189 | $110,307-81.7% | $96,576-79.1% | $139,456-85.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 17.46% | 26.40%-8.9pp | 25.87%-8.4pp | 373.45%-356.0pp |
| Employer contribution / active EE | $1,577 | $3,619-56.4% | $2,965-46.8% | $4,753-66.8% |
| Participant deferral / active EE | $2,011 | $5,547-63.8% | $4,851-58.5% | $6,711-70.0% |
| Admin fee / account holder | $535 | $11,597-95.4% | $8,253-93.5% | $11,407-95.3% |