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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,352 | $124,425-87.7% | $112,040-86.3% | $137,256-88.8% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 12.79% | 24.72%-11.9pp | 24.52%-11.7pp | 220.34%-207.6pp |
| Employer contribution / active EE | $1,684 | $3,411-50.6% | $2,954-43.0% | $4,156-59.5% |
| Participant deferral / active EE | $2,224 | $5,718-61.1% | $5,098-56.4% | $6,407-65.3% |
| Admin fee / account holder | $10,772 | $15,207-29.2% | $12,098-11.0% | $12,270-12.2% |