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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,042 | $117,829-81.3% | $102,423-78.5% | $145,877-84.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 8.95% | 31.83%-22.9pp | 29.42%-20.5pp | 551.28%-542.3pp |
| Employer contribution / active EE | $2,125 | $3,615-41.2% | $3,023-29.7% | $4,663-54.4% |
| Participant deferral / active EE | $2,861 | $5,732-50.1% | $5,054-43.4% | $6,691-57.2% |
| Admin fee / account holder | $3,822 | $13,335-71.3% | $9,455-59.6% | $13,402-71.5% |