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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,042 | $117,895-81.3% | $102,460-78.5% | $145,897-84.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 8.95% | 31.92%-23.0pp | 29.47%-20.5pp | 552.29%-543.3pp |
| Employer contribution / active EE | $2,125 | $3,619-41.3% | $3,025-29.7% | $4,663-54.4% |
| Participant deferral / active EE | $2,861 | $5,736-50.1% | $5,056-43.4% | $6,689-57.2% |
| Admin fee / account holder | $3,822 | $13,353-71.4% | $9,460-59.6% | $13,390-71.5% |