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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,552 | $148,629-73.4% | $135,982-70.9% | $139,487-71.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 17.15% | 79.33%-62.2pp | 68.32%-51.2pp | 373.84%-356.7pp |
| Employer contribution / active EE | $8,113 | $5,247+54.6% | $4,859+67.0% | $4,755+70.6% |
| Participant deferral / active EE | $5,782 | $8,102-28.6% | $7,760-25.5% | $6,713-13.9% |
| Admin fee / account holder | $710 | $12,406-94.3% | $10,767-93.4% | $11,407-93.8% |