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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,088 | $165,399-75.2% | $149,745-72.6% | $158,982-74.2% |
| Participation rate | 36.4% | 84.6%-48.2pp | 82.5%-46.1pp | 82.0%-45.6pp |
| Annual return | 8.37% | 348.34%-340.0pp | 276.72%-268.4pp | 302.99%-294.6pp |
| Employer contribution / active EE | $2,130 | $5,105-58.3% | $4,646-54.2% | $4,763-55.3% |
| Participant deferral / active EE | $3,214 | $7,183-55.3% | $6,843-53.0% | $5,983-46.3% |
| Admin fee / account holder | $1,052 | $10,811-90.3% | $9,312-88.7% | $11,252-90.7% |