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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,889 | $106,524-41.9% | $152,301-59.4% | $87,485-29.3% |
| Participation rate | 75.0% | 75.8%-0.8pp | 82.4%-7.4pp | 68.9%+6.1pp |
| Annual return | 21.04% | 26.89%-5.9pp | 80.50%-59.5pp | 26.06%-5.0pp |
| Employer contribution / active EE | $3,256 | $3,371-3.4% | $4,624-29.6% | $2,596+25.4% |
| Participant deferral / active EE | $5,596 | $6,525-14.2% | $8,004-30.1% | $4,274+31.0% |
| Admin fee / account holder | $1,170 | $8,287-85.9% | $14,398-91.9% | $7,775-85.0% |