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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,740 | $138,102+28.0% | $125,381+41.0% | $134,532+31.4% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -24.23% | 750.73%-775.0pp | 572.31%-596.5pp | 418.27%-442.5pp |
| Employer contribution / active EE | $5,231 | $5,245-0.3% | $4,815+8.6% | $4,741+10.3% |
| Participant deferral / active EE | $11,270 | $7,801+44.5% | $7,448+51.3% | $6,401+76.1% |
| Admin fee / account holder | $1,989 | $11,568-82.8% | $10,007-80.1% | $11,429-82.6% |