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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,790 | $93,117-94.9% | $77,096-93.8% | $134,532-96.4% |
| Participation rate | 66.7% | 74.5%-7.8pp | 67.9%-1.3pp | 81.2%-14.6pp |
| Annual return | -32.02% | 62.67%-94.7pp | 42.35%-74.4pp | 418.27%-450.3pp |
| Employer contribution / active EE | $707 | $3,420-79.3% | $2,814-74.9% | $4,741-85.1% |
| Participant deferral / active EE | $1,097 | $5,241-79.1% | $4,429-75.2% | $6,401-82.9% |
| Admin fee / account holder | $235 | $6,948-96.6% | $5,428-95.7% | $11,429-97.9% |