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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,806 | $110,083-75.6% | $151,645-82.3% | $68,490-60.9% |
| Participation rate | 71.9% | 84.0%-12.1pp | 87.5%-15.6pp | 67.9%+4.0pp |
| Annual return | -11.52% | -10.12%-1.4pp | 3.34%-14.9pp | -7.85%-3.7pp |
| Employer contribution / active EE | $1,643 | $4,470-63.3% | $6,165-73.4% | $2,597-36.7% |
| Participant deferral / active EE | $6,778 | $6,526+3.9% | $8,363-19.0% | $4,028+68.3% |
| Admin fee / account holder | $16,928 | $7,718+119.3% | $11,614+45.8% | $5,403+213.3% |