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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,309 | $156,963-94.1% | $121,204-92.3% | $139,466-93.3% |
| Participation rate | 61.1% | 76.5%-15.3pp | 69.5%-8.4pp | 80.3%-19.2pp |
| Annual return | 24.39% | 1476.75%-1452.4pp | 987.18%-962.8pp | 373.66%-349.3pp |
| Employer contribution / active EE | $704 | $5,544-87.3% | $4,170-83.1% | $4,754-85.2% |
| Participant deferral / active EE | $1,678 | $4,848-65.4% | $4,083-58.9% | $6,712-75.0% |
| Admin fee / account holder | $441 | $6,953-93.7% | $5,651-92.2% | $11,409-96.1% |