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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,385 | $88,672-13.9% | $105,223-27.4% | $82,448-7.4% |
| Participation rate | 97.1% | 67.9%+29.2pp | 75.0%+22.1pp | 68.1%+29.1pp |
| Annual return | 18.12% | 30.86%-12.7pp | 180.65%-162.5pp | 41.64%-23.5pp |
| Employer contribution / active EE | $2,653 | $3,048-13.0% | $3,689-28.1% | $2,551+4.0% |
| Participant deferral / active EE | $8,680 | $4,036+115.1% | $5,072+71.1% | $4,139+109.7% |
| Admin fee / account holder | $4,607 | $7,146-35.5% | $8,859-48.0% | $7,234-36.3% |