Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,528 | $54,162-78.7% | $68,612-83.2% | $64,173-82.0% |
| Participation rate | 60.0% | 68.1%-8.1pp | 72.2%-12.2pp | 69.6%-9.6pp |
| Annual return | -13.14% | -1.62%-11.5pp | -4.63%-8.5pp | 7.63%-20.8pp |
| Employer contribution / active EE | $1,511 | $1,846-18.1% | $2,625-42.4% | $2,381-36.5% |
| Participant deferral / active EE | $2,749 | $2,626+4.7% | $3,311-17.0% | $3,470-20.8% |
| Admin fee / account holder | $823 | $4,029-79.6% | $5,131-84.0% | $4,887-83.2% |