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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,258 | $132,634-84.0% | $115,768-81.6% | $137,256-84.5% |
| Participation rate | 73.7% | 77.9%-4.2pp | 74.4%-0.7pp | 80.0%-6.3pp |
| Annual return | 19.11% | 160.70%-141.6pp | 100.46%-81.4pp | 220.34%-201.2pp |
| Employer contribution / active EE | $1,646 | $3,360-51.0% | $2,940-44.0% | $4,156-60.4% |
| Participant deferral / active EE | $2,037 | $5,619-63.7% | $4,917-58.6% | $6,407-68.2% |
| Admin fee / account holder | $1,142 | $15,028-92.4% | $12,439-90.8% | $12,270-90.7% |