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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,258 | $142,354-85.1% | $125,529-83.1% | $155,188-86.3% |
| Participation rate | 73.7% | 78.1%-4.4pp | 74.7%-1.0pp | 80.8%-7.1pp |
| Annual return | 19.11% | 306.06%-287.0pp | 202.56%-183.5pp | 148.84%-129.7pp |
| Employer contribution / active EE | $1,646 | $3,501-53.0% | $3,058-46.2% | $4,248-61.3% |
| Participant deferral / active EE | $2,037 | $5,491-62.9% | $4,813-57.7% | $6,531-68.8% |
| Admin fee / account holder | $1,142 | $19,392-94.1% | $16,298-93.0% | $14,480-92.1% |