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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,530 | $97,648+168.9% | $121,663+115.8% | $87,485+200.1% |
| Participation rate | 95.0% | 70.5%+24.5pp | 74.5%+20.5pp | 68.9%+26.1pp |
| Annual return | 13.99% | 18.03%-4.0pp | 147.54%-133.5pp | 26.06%-12.1pp |
| Employer contribution / active EE | $8,054 | $2,300+250.1% | $3,020+166.7% | $2,596+210.2% |
| Participant deferral / active EE | $7,012 | $3,923+78.7% | $4,887+43.5% | $4,274+64.1% |
| Admin fee / account holder | $46,129 | $11,100+315.6% | $14,289+222.8% | $7,775+493.3% |