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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,530 | $94,031+179.2% | $115,768+126.8% | $82,448+218.4% |
| Participation rate | 95.0% | 70.4%+24.6pp | 74.4%+20.6pp | 68.1%+26.9pp |
| Annual return | 13.99% | 20.61%-6.6pp | 100.46%-86.5pp | 41.64%-27.6pp |
| Employer contribution / active EE | $8,054 | $2,323+246.7% | $2,940+174.0% | $2,551+215.7% |
| Participant deferral / active EE | $7,012 | $3,972+76.5% | $4,917+42.6% | $4,139+69.4% |
| Admin fee / account holder | $46,129 | $10,249+350.1% | $12,439+270.8% | $7,234+537.6% |