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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,465 | $87,132+195.5% | $105,624+143.8% | $80,959+218.0% |
| Participation rate | 97.6% | 70.4%+27.2pp | 75.3%+22.3pp | 67.7%+30.0pp |
| Annual return | 11.48% | 17.03%-5.6pp | 116.20%-104.7pp | 35.67%-24.2pp |
| Employer contribution / active EE | $5,897 | $2,397+146.1% | $3,168+86.2% | $2,757+113.9% |
| Participant deferral / active EE | $6,495 | $3,985+63.0% | $5,013+29.6% | $4,300+51.0% |
| Admin fee / account holder | $2,344 | $8,449-72.3% | $10,961-78.6% | $6,925-66.2% |