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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,238 | $105,200-31.3% | $159,474-54.7% | $85,847-15.9% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 20.46% | 45.08%-24.6pp | 263.68%-243.2pp | 318.61%-298.1pp |
| Employer contribution / active EE | $6,336 | $3,319+90.9% | $4,831+31.1% | $2,565+147.0% |
| Participant deferral / active EE | $13,057 | $5,946+119.6% | $7,353+77.6% | $3,952+230.4% |
| Admin fee / account holder | $5,660 | $6,934-18.4% | $10,802-47.6% | $6,261-9.6% |