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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,196 | $165,399-95.0% | $149,745-94.5% | $158,982-94.8% |
| Participation rate | 66.7% | 84.6%-17.9pp | 82.5%-15.8pp | 82.0%-15.3pp |
| Annual return | 62.45% | 348.34%-285.9pp | 276.72%-214.3pp | 302.99%-240.5pp |
| Employer contribution / active EE | $2,141 | $5,105-58.1% | $4,646-53.9% | $4,763-55.0% |
| Participant deferral / active EE | $5,709 | $7,183-20.5% | $6,843-16.6% | $5,983-4.6% |
| Admin fee / account holder | $50 | $10,811-99.5% | $9,312-99.5% | $11,252-99.6% |